EU Financial Regulation Research Built for Legal Teams
The only Q&A platform purpose-built for EU financial regulation. Not general legal AI — a knowledge base covering MiCAR, DORA, AIFMD, MiFID II, SFDR, EMIR, CRR and more — with article-level citations from the actual regulatory text.
Purpose-Built Depth for EU Financial Regulation
General legal AI platforms are excellent for broad legal research. For EU financial regulation specifically — CASP authorisation under MiCAR, DORA ICT risk management obligations, AIFMD II delegation conditions, SFDR product-level disclosure requirements — you need a platform whose knowledge base is built around that regulatory corpus.
The Argus knowledge base contains primary legislation, all delegated regulations (RTS/ITS), ESMA and EBA guidelines, supervisory Q&As, and national implementation across the EU, Netherlands, Germany, Luxembourg, and the UK. Answers cite the specific article, paragraph, and source document.
- Primary legislation + all RTS/ITS across MiCAR, DORA, AIFMD, MiFID II, SFDR
- ESMA and EBA guidelines, opinions, Q&As, and final reports
- National implementation: AFM/DNB, BaFin, CSSF, FCA
- Citations to specific article numbers — not summaries
- Document review against the actual regulatory text
Example Research Queries
Does Article 61 reverse solicitation apply when a US CASP responds to an unsolicited enquiry from an EU retail client via a messaging app?
What are the mandatory contractual provisions required by DORA Article 30 for an ICT service provider contract with a cloud provider?
Under AIFMD II, what criteria determine whether a delegation arrangement constitutes a letterbox entity? Cite the relevant ESMA guidance.
Does a fund with a sustainability-linked strategy qualify as Article 8 or Article 9 under SFDR? What disclosure obligations apply?
Compare DORA TLPT requirements with PRA CBEST — for a UK group with an EU subsidiary, what testing is required under each regime?
Five Structured Output Types
Each query produces a structured deliverable — not a chat response. Select the output type that fits the work product you need.
Analysis Memo
Structured legal analysis of a regulatory question — suitable as a starting point for client advice. Argus retrieves the relevant articles, synthesises the position, and flags open interpretive questions. All outputs require review by qualified legal counsel.
Example
“Does a US-headquartered CASP providing services to EU retail clients require MiCAR authorisation, or can it rely on reverse solicitation under Article 61?”
Compliance Checklist
Enumerate the specific obligations a client must satisfy under a regulation or article cluster. Useful for matter scoping and onboarding new mandates.
Example
“What are the authorisation requirements for a loan-originating AIF under AIFMD II Article 16a, including capital, governance, and leverage limit obligations?”
Comparison
Side-by-side comparison of two regulatory frameworks, regulations, or jurisdictions. Frequently used for cross-border matters and third-country regime analysis.
Example
“Compare the ICT third-party risk requirements under DORA Article 28 with the EBA outsourcing guidelines — where do the obligations overlap and where do they differ?”
Risk Assessment
Identify regulatory risk exposure for a client scenario. Surfaces the applicable obligations, potential breach points, and supervisory priorities.
Example
“A fund manager delegates portfolio management to a non-EU sub-manager. What AIFMD II letterbox entity risks apply under ESMA's updated delegation criteria?”
Document Review
Upload a client contract, policy, or prospectus and map it against the applicable regulatory requirements. Flags gaps, non-compliant provisions, and missing disclosures.
Example
“Upload an ICT service provider contract and check it against DORA's mandatory contractual provisions under Article 30.”
Key Regulations for Legal Practice
The knowledge base covers the EU financial regulatory corpus in depth. Below are the regulations most frequently used in legal practice, with the specific topics covered.
MiCAR
Markets in Crypto-Assets Regulation
CASP authorisation (Title III/IV), white paper requirements, reverse solicitation (Art. 61), significant asset-referenced token regime, market abuse under crypto-assets.
DORA
Digital Operational Resilience Act
ICT risk management framework, mandatory contractual provisions (Art. 30), incident classification and reporting, TLPT requirements, critical ICT provider oversight.
AIFMD II
Alternative Investment Fund Managers Directive II
Delegation conditions and letterbox entity, loan-originating AIFs, liquidity management tools, third-country AIFM marketing, NPPR requirements per jurisdiction.
MiFID II / MiFIR
Markets in Financial Instruments Directive/Regulation
Investment service authorisation, suitability and appropriateness, product governance, inducements, third-country firm access under MiFIR Article 46.
SFDR
Sustainable Finance Disclosure Regulation
Article 6/8/9 classification, entity-level PASI disclosures, PAI statement requirements, Taxonomy alignment disclosure, SFDR 2.0 review implications.
AMLD6 / AMLR
Anti-Money Laundering Directive VI & AML Regulation
Obliged entity scope under the new AMLR, CDD and enhanced due diligence requirements, AMLA direct supervision of high-risk entities from 2028.
Tier Guidance for Legal Teams
The right tier depends on query volume and whether you need multi-jurisdiction coverage.
Professional
50 queries/monthSuitable for an individual lawyer or legal counsel using the platform for client research. Covers EU, NL, DE, and LU jurisdictions. All five deliverable types. PDF export.
See pricingBusiness
Unlimited queriesSuited for compliance or legal teams with ongoing research needs, multi-jurisdiction matters, and high query volume. All jurisdictions. PDF and DOCX export. Priority support.
See pricingHow Legal Teams Use the Platform
Matter scoping
Rapidly identify the applicable provisions for a new EU financial regulation mandate before beginning deep reading.
Client advice preparation
Generate a structured analysis memo with article-level citations as a starting point for client advice or opinion letters.
Cross-border comparison
Compare two regulatory regimes or jurisdictions side-by-side — e.g., DORA vs. UK FCA operational resilience, or MiCAR treatment in NL vs. DE.
Contract review
Upload ICT service provider contracts, delegation agreements, or fund prospectuses and check them against the relevant regulatory requirements.
Regulatory update tracking
Query the latest ESMA guidelines, RTS in force dates, and Level 2 measure status to keep client advice current.
Frequently Asked Questions
How is financialregulations.eu different from Harvey or Legora for EU financial regulation work?
Harvey and Legora are excellent general legal AI platforms. financialregulations.eu is purpose-built for EU financial regulation specifically. The Argus knowledge base contains primary legislation, delegated regulations (RTS/ITS), ESMA and EBA guidelines, Q&As, and supervisory guidance across MiCAR, DORA, AIFMD, MiFID II, SFDR, EMIR, CRR/CRD, PRIIPs, AMLD, and other core EU financial regulations — including national implementation in NL, DE, LU, and UK. The platform cites specific article numbers from the actual regulatory text, not general legal databases. For EU-specific work such as DORA Art. 30 mandatory contractual provisions or MiCAR CASP authorisation, the specialised depth is the key differentiator.
Which regulations and jurisdictions are covered in the knowledge base?
The knowledge base covers EU-level financial regulation (MiCAR, DORA, AIFMD II, MiFID II/MiFIR, SFDR, Taxonomy, EMIR, PRIIPs, PSD2, UCITS, CRR/CRD, AMLD6/AMLR, ESG Ratings Regulation, and more) plus national implementation in the Netherlands (AFM/DNB), Germany (BaFin), Luxembourg (CSSF), and the UK (FCA). Coverage includes primary legislation, delegated regulations, guidelines from ESMA and EBA, and supervisory Q&As. Professional tier covers EU, NL, DE, and LU; Business tier covers all jurisdictions.
Can I use financialregulations.eu for document review of client contracts or prospectuses?
Yes. The document review feature accepts uploaded PDFs and maps the content against the applicable regulatory framework. Common use cases include reviewing ICT service provider contracts against DORA Art. 30 mandatory provisions, checking fund prospectuses for SFDR disclosure requirements, and reviewing delegation agreements against AIFMD II letterbox entity criteria. The output flags gaps and non-compliant provisions with citations to the relevant regulatory text.
What deliverable types does the platform produce?
The platform produces five structured output types: analysis memo (structured legal analysis suitable as a starting point for client advice), compliance checklist (enumerated obligations under a regulation or article cluster), comparison (side-by-side of two frameworks or jurisdictions), risk assessment (regulatory risk exposure for a client scenario), and document review (upload + gap analysis). Each output includes citations to the specific regulatory articles used. All outputs require review by qualified legal counsel before reliance.
How does the platform handle interpretive questions where the regulatory position is not settled?
For questions where ESMA or EBA guidance is available, the platform surfaces that guidance with citations. For open interpretive questions where only recitals or general principles apply, the output flags this explicitly — distinguishing what the text says from what remains uncertain. The platform is designed to avoid presenting unsettled positions as definitive, but as with any AI system, users should independently verify outputs against the source text. This is particularly relevant for newer regulations like MiCAR, where Level 2 and Level 3 measures are still being finalised.
Is the platform suitable for junior associates or only senior lawyers?
The platform is designed for both. Junior associates can use it to rapidly scope a new matter — identifying the applicable provisions before doing deep reading — and to check their analysis against the regulatory text. Senior lawyers and partners use it for rapid cross-border comparison (e.g., DORA vs. UK FCA operational resilience rules), matter scoping on new regulations, and document review. The Professional tier (50 queries/month) is appropriate for individual lawyers; the Business tier (unlimited) suits full compliance or legal teams.
Related Resources
MiCAR Compliance Guide
CASP authorisation requirements, reverse solicitation, white paper obligations, and the July 2026 grandfathering deadline.
DORA Compliance Checklist
ICT risk management obligations, mandatory contractual provisions, incident reporting, and TLPT requirements.
AIFMD II: LMT Guide
Liquidity management tools, loan-originating AIFs, and delegation conditions under the revised directive.
SFDR Article 8 vs. Article 9
Product classification, PAI statement requirements, and Taxonomy alignment obligations.
EU Regulation Deadlines 2026
Key implementation dates across MiCAR, DORA, AIFMD II, AMLA, and ESG Ratings Regulation.
EU Regulation Map
Visual overview of EU financial regulations in the Argus knowledge base.
Netherlands (AFM/DNB)
National implementation and supervisory priorities for NL-authorised entities.
Luxembourg (CSSF)
Fund regulation and financial services supervision in Europe's largest fund centre.
EU Financial Regulation Research. Article-Level Citations.
Purpose-built for legal counsel and compliance teams working with EU financial regulation. Free tier to get started — no credit card required.
Professional tier: 50 queries/month · All 5 deliverable types · EU, NL, DE, LU jurisdictions
financialregulations.eu is not a law firm and does not provide legal advice. All AI-generated outputs must be reviewed by qualified legal counsel before reliance. See full disclaimer.