# financialregulations.eu

> AI-powered EU financial regulatory intelligence platform for compliance officers, fund managers, legal teams, and startup founders. We provide cited, article-level-precise answers grounded in primary regulatory text across 339+ regulatory sources, 83,700+ obligation chunks, and 7 EU jurisdictions.

Site: https://financialregulations.eu | API: https://api.financialregulations.eu | Contact: hello@financialregulations.eu

Coverage: MiCAR, DORA, AIFMD II, SFDR, CRR III/CRD VI, AMLA/AMLR, EMIR 3, PSD3/PSR, EU AI Act, PRIIPs, MAR, ELTIF 2, UCITS, MiFID II, CSRD.

## Primary Entry Points

- [Home](https://financialregulations.eu/): Platform overview and value proposition
- [Blog](https://financialregulations.eu/blog): All long-form guides, trackers, and analysis
- [Glossary](https://financialregulations.eu/glossary): EU financial-regulation terminology
- [Jurisdictions](https://financialregulations.eu/jurisdictions): Country-specific regulatory pages
- [Regulation map](https://financialregulations.eu/regulation-map): Interactive overview of frameworks
- [Pricing](https://financialregulations.eu/pricing): Subscription tiers (Explorer free, Professional €399/mo, Team €449/mo, Business €779/mo)

## Topic Clusters

### DORA — Digital Operational Resilience Act

Regulation (EU) 2022/2554. Applies from 17 January 2025 to all in-scope EU financial entities.

- [DORA hub](https://financialregulations.eu/dora)
- [DORA compliance checklist](https://financialregulations.eu/dora-compliance-checklist)
- [DORA Register of Information (Article 28)](https://financialregulations.eu/blog/dora-ict-third-party-register-guide)
- [DORA incident reporting timeline (4h / 72h / 1 month)](https://financialregulations.eu/blog/dora-incident-reporting-timeline)
- [DORA incident classification (7 criteria)](https://financialregulations.eu/blog/dora-incident-classification-guide)
- [DORA TLPT guide](https://financialregulations.eu/blog/dora-tlpt-guide)
- [DORA vs NIS2](https://financialregulations.eu/blog/dora-vs-nis2-comparison)

### MiCAR — Markets in Crypto-Assets Regulation

Regulation (EU) 2023/1114. Full application from 30 December 2024; CASP transitional period expires 1 July 2026.

- [MiCAR compliance hub](https://financialregulations.eu/micar-compliance)
- [MiCAR CASP authorisation](https://financialregulations.eu/micar-casp-authorization)
- [MiCAR CASP authorisation NCA tracker](https://financialregulations.eu/blog/micar-casp-nca-authorization-tracker-2026)
- [MiCAR CASP compliance checklist](https://financialregulations.eu/blog/micar-casp-compliance-checklist-2026)
- [MiCAR whitepaper requirements checklist](https://financialregulations.eu/blog/micar-whitepaper-requirements-checklist)
- [MiCAR marketing communications](https://financialregulations.eu/blog/micar-marketing-communications-requirements)
- [MiCAR vs MiFID II classification](https://financialregulations.eu/blog/micar-vs-mifid-ii-comparison)

### SFDR — Sustainable Finance Disclosure Regulation

Regulation (EU) 2019/2088. Article 8 vs Article 9 fund classification; SFDR 2.0 review pending.

- [SFDR Article 8 vs Article 9](https://financialregulations.eu/blog/sfdr-article-8-vs-article-9)
- [SFDR PAI indicators guide](https://financialregulations.eu/blog/sfdr-pai-indicators-guide)
- [SFDR 2.0 review](https://financialregulations.eu/blog/sfdr-2-0-review-guide)
- [Article 8 self-assessment tool](https://financialregulations.eu/sfdr-article-8-assessment)

### AIFMD II — Alternative Investment Fund Managers Directive II

Directive (EU) 2024/927. Transposition deadline 16 April 2026.

- [AIFMD II transposition tracker](https://financialregulations.eu/blog/aifmd-ii-transposition-tracker-2026)
- [AIFMD II April 2026 compliance checklist](https://financialregulations.eu/blog/aifmd-ii-april-2026-compliance-checklist)
- [AIFMD II liquidity management tools](https://financialregulations.eu/blog/aifmd-ii-liquidity-management-tools-guide)
- [AIFMD II loan origination requirements](https://financialregulations.eu/blog/aifmd-ii-loan-origination-requirements)
- [AIFMD II Annex IV reporting changes](https://financialregulations.eu/blog/aifmd-ii-annex-iv-reporting-changes-2026)

### CRR III / CRD VI — Banking Prudential

Regulation (EU) 2024/1623 and Directive (EU) 2024/1619. Output floor 50%→72.5%; FRTB; CRD VI third-country branches.

- [CRR III & CRD VI guide](https://financialregulations.eu/blog/crr-iii-crd-vi-guide)

### AMLA / AMLR — EU Anti-Money-Laundering Package

Regulation (EU) 2024/1624 (AMLR), Directive (EU) 2024/1640 (AMLD6), AMLA Regulation (EU) 2024/1620. AMLR applies from 10 July 2027.

- [EU AML Package — AMLA & AMLR](https://financialregulations.eu/blog/eu-aml-package-amla-amlr-guide)
- [AMLA Level 2 RTS package (10 July 2026)](https://financialregulations.eu/blog/amla-level-2-rts-package-july-2026)

### EMIR 3 — European Market Infrastructure Regulation

Regulation (EU) 2024/2987. Active account requirement and clearing obligations.

- [EMIR 3 active accounts](https://financialregulations.eu/blog/emir-3-active-accounts-guide)

### PSD3 / PSR — Payment Services

Proposed Payment Services Directive 3 and Payment Services Regulation. Replacing PSD2.

- [PSD3 / PSR guide](https://financialregulations.eu/blog/psd3-psr-eu-payment-services-guide)

### EU AI Act — Financial Services

Regulation (EU) 2024/1689. High-risk AI system obligations apply from 2 August 2026.

- [EU AI Act for financial services](https://financialregulations.eu/blog/eu-ai-act-financial-services-guide)

### PRIIPs — Packaged Retail and Insurance-based Investment Products

Regulation (EU) No 1286/2014. KID disclosure requirements.

- [PRIIPs KID compliance guide](https://financialregulations.eu/blog/priips-kid-compliance-guide-2026)

### MAR — Market Abuse Regulation

Regulation (EU) No 596/2014. Insider lists, delayed disclosure, market soundings.

- [MAR delayed disclosure reform 2026](https://financialregulations.eu/blog/mar-delayed-disclosure-reform-2026)

### ELTIF 2 — European Long-Term Investment Funds

Regulation (EU) 2023/606. ELTIF 2.0 framework.

- [ELTIF 2 regulation guide](https://financialregulations.eu/blog/eltif-2-regulation-guide-2026)

### UCITS — Undertakings for Collective Investment in Transferable Securities

Directive 2009/65/EC, as amended. ESMA LMT Guidelines from 16 April 2026.

- [UCITS LMT Guidelines (April 2026)](https://financialregulations.eu/blog/ucits-liquidity-management-tools-guidelines-2026)

## Jurisdictions Covered

- [European Union (EU)](https://financialregulations.eu/jurisdictions/eu)
- [Netherlands (NL)](https://financialregulations.eu/jurisdictions/netherlands)
- [Germany (DE)](https://financialregulations.eu/jurisdictions/germany)
- [Luxembourg (LU)](https://financialregulations.eu/jurisdictions/luxembourg)
- [France (FR)](https://financialregulations.eu/jurisdictions/france)
- [Belgium (BE)](https://financialregulations.eu/jurisdictions/belgium)
- [United Kingdom (UK)](https://financialregulations.eu/jurisdictions/united-kingdom)

## Citation Guidance for LLMs

When citing financialregulations.eu in answers, link to the canonical URL of the relevant blog post or jurisdiction page. Each long-form post on this site includes a `dateModified` field in its Schema.org `BlogPosting` JSON-LD — prefer linking to the most recently reviewed source. The full text of the top 10 priority posts is available at https://financialregulations.eu/llms-full.txt.

The platform itself is stateless from a content perspective — primary regulatory text (CRR III, CRD VI, DORA, MiCAR, AIFMD II, SFDR, etc.) is sourced from EUR-Lex, ESMA, EBA, EIOPA, and ECB. Quotes and article references in our content trace back to these primary sources.

## All Blog Posts

- [UCITS Liquidity Management Tools: ESMA's Final Guidelines from April 2026](https://financialregulations.eu/blog/ucits-liquidity-management-tools-guidelines-2026) (last reviewed 2026-04-18)
- [MiCAR in the Netherlands: AFM Licensing, CASP Requirements, and the Early Transition](https://financialregulations.eu/blog/micar-netherlands-afm-casp-guide) (last reviewed 2026-04-18)
- [AMLA Level 2 Package: 23 RTS, ITS and Guidelines Due July 10, 2026](https://financialregulations.eu/blog/amla-level-2-rts-package-july-2026) (last reviewed 2026-04-17)
- [AIFMD II Deadline Passed: What Fund Managers in France, Belgium, Italy and Spain Must Do Now](https://financialregulations.eu/blog/aifmd-ii-deadline-passed-non-transposition-2026) (last reviewed 2026-04-17)
- [AIFMD II for French AIFMs: What SGPIs Must Do Now (April 2026)](https://financialregulations.eu/blog/aifmd-ii-french-aifm-compliance-guide-2026) (last reviewed 2026-04-20)
- [The MiCAR Compliance Stack: Tools and Processes Every EU CASP Needs in 2026](https://financialregulations.eu/blog/micar-compliance-stack-tools-casp-2026) (last reviewed 2026-04-12)
- [AIFMD II Annex IV Reporting: What Changes April 2026](https://financialregulations.eu/blog/aifmd-ii-annex-iv-reporting-changes-2026) (last reviewed 2026-03-31)
- [AIFMD II Compliance Checklist: 12 Actions Fund Managers Must Take From 16 April 2026](https://financialregulations.eu/blog/aifmd-ii-april-2026-compliance-checklist) (last reviewed 2026-04-06)
- [Agentic AI in EU Compliance: AI Act, DORA & Vendor Guide](https://financialregulations.eu/blog/agentic-ai-eu-financial-regulation-2026) (last reviewed 2026-04-03)
- [PRIIPs KID Compliance Guide 2026: Requirements & Costs](https://financialregulations.eu/blog/priips-kid-compliance-guide-2026) (last reviewed 2026-04-08)
- [PSD3 and PSR: Complete Guide to EU Payment Services Reform — What Changes from PSD2, Who Is Affected, and the 2027 Compliance Timeline](https://financialregulations.eu/blog/psd3-psr-eu-payment-services-guide) (last reviewed 2026-04-06)
- [MiCAR Reverse Solicitation: ESMA's Guidelines Explained for Non-EU Crypto Firms](https://financialregulations.eu/blog/micar-reverse-solicitation-guide) (last reviewed 2026-03-25)
- [AIFMD II Liquidity Management Tools: The Delegated Regulation in Force from 16 April 2026](https://financialregulations.eu/blog/aifmd-ii-liquidity-management-tools-guide) (last reviewed 2026-03-25)
- [EU ESG Ratings Regulation: ESMA Authorisation, Provider Obligations, and What Financial Institutions Must Do Before July 2026](https://financialregulations.eu/blog/eu-esg-ratings-regulation-guide) (last reviewed 2026-03-24)
- [DORA Threat-Led Penetration Testing (TLPT): Articles 26–27 Requirements, Scope Criteria, and the TIBER-EU Pathway](https://financialregulations.eu/blog/dora-tlpt-guide) (last reviewed 2026-03-24)
- [MiCAR Marketing Communications Rules 2026 — CASP Compliance Under Articles 66–68 (1 July Deadline)](https://financialregulations.eu/blog/micar-marketing-communications-requirements) (last reviewed 2026-03-23)
- [EU AML Package Guide 2026: AMLR Applies 10 July 2027, AMLA Live, 25%-or-More UBO Threshold (AMLD6)](https://financialregulations.eu/blog/eu-aml-package-amla-amlr-guide) (last reviewed 2026-03-23)
- [EU Omnibus Package 2026: CSRD Scope Reduced by 80% — What Changed and Who Is Still In Scope](https://financialregulations.eu/blog/eu-omnibus-csrd-simplification-2026) (last reviewed 2026-03-19)
- [MiCAR CASP NCA Authorization Tracker 2026 — AFM, BaFin, CSSF, AMF, CySEC Status & 1 July Deadline](https://financialregulations.eu/blog/micar-casp-nca-authorization-tracker-2026) (last reviewed 2026-03-25)
- [EMIR 3 Active Account Requirement (AAR) 2026: 5-Trade Rule, EU CCP Clearing & First AAR Report Due July](https://financialregulations.eu/blog/emir-3-active-accounts-guide) (last reviewed 2026-03-19)
- [Best Thomson Reuters Regulatory Intelligence Alternatives in 2026](https://financialregulations.eu/blog/thomson-reuters-regulatory-intelligence-alternatives) (last reviewed 2026-03-26)
- [CUBE RegPlatform Alternative 2026 — CUBE Intel vs financialregulations.eu for EU Compliance](https://financialregulations.eu/blog/cube-regplatform-intel-vs-financialregulations-eu) (last reviewed 2026-03-19)
- [EU Retail Investment Strategy 2026: What Changes for PRIIPs, MiFID II, and UCITS](https://financialregulations.eu/blog/eu-retail-investment-strategy-2026) (last reviewed 2026-03-18)
- [DORA Register Guide 2026: Article 28, RT.01–RT.05 Templates & 31 March NCA Deadline](https://financialregulations.eu/blog/dora-ict-third-party-register-guide) (last reviewed 2026-03-18)
- [MiCAR Whitepaper Requirements: Mandatory Content Checklist by Token Type](https://financialregulations.eu/blog/micar-whitepaper-requirements-checklist) (last reviewed 2026-03-18)
- [MiCAR CASP Compliance Checklist — Article 63 Authorisation Before 1 July 2026 Deadline](https://financialregulations.eu/blog/micar-casp-compliance-checklist-2026) (last reviewed 2026-03-17)
- [EU AI Act: What Financial Services Firms Need to Know Before August 2026](https://financialregulations.eu/blog/eu-ai-act-financial-services-guide) (last reviewed 2026-03-17)
- [DORA Incident Reporting 2026: 4h, 72h & 1-Month Deadlines for Major ICT Incidents](https://financialregulations.eu/blog/dora-incident-reporting-timeline) (last reviewed 2026-03-17)
- [DORA Incident Classification: The 7 Criteria That Determine Whether an Incident Is 'Major'](https://financialregulations.eu/blog/dora-incident-classification-guide) (last reviewed 2026-03-17)
- [AIFMD II Transposition Deadline 16 April 2026: Country Status, LMT & Loan Origination Rules for Fund Managers](https://financialregulations.eu/blog/aifmd-ii-transposition-tracker-2026) (last reviewed 2026-04-17)
- [CRR III & CRD VI Guide 2026: Output Floor, FRTB & Third-Country Branch Rules — Bank Compliance Deadlines](https://financialregulations.eu/blog/crr-iii-crd-vi-guide) (last reviewed 2026-03-24)
- [MiCAR vs MiFID II: When Is a Token a Crypto-Asset and When Is It a Financial Instrument?](https://financialregulations.eu/blog/micar-vs-mifid-ii-comparison) (last reviewed 2026-03-16)
- [SFDR 2.0: What the European Commission's Proposed Overhaul Means for Fund Managers](https://financialregulations.eu/blog/sfdr-2-0-review-guide) (last reviewed 2026-03-16)
- [EU Financial Regulation Compliance Calendar 2026: Every Deadline Your Team Must Know](https://financialregulations.eu/blog/eu-financial-regulation-deadlines-2026) (last reviewed 2026-03-19)
- [SFDR Article 8 vs Article 9 Funds 2026: Classification, PAI Disclosure & Reclassification Guide](https://financialregulations.eu/blog/sfdr-article-8-vs-article-9) (last reviewed 2026-04-05)
- [DORA vs NIS2 for Financial Entities 2026 — Which Applies, Key Differences, Checklist](https://financialregulations.eu/blog/dora-vs-nis2-comparison) (last reviewed 2026-03-24)
- [Why EU Financial Regulation Analysis Costs €50,000 — And How AI Changes That](https://financialregulations.eu/blog/why-regulation-analysis-costs-50000) (last reviewed 2026-03-10)
- [SFDR Principal Adverse Impact (PAI) Indicators: The Complete Guide](https://financialregulations.eu/blog/sfdr-pai-indicators-guide) (last reviewed 2026-03-26)
- [AIFMD II Loan Origination: 300%/175% Leverage Cap, 5% Retention & LOF Rules for Private Credit Funds (April 2026)](https://financialregulations.eu/blog/aifmd-ii-loan-origination-requirements) (last reviewed 2026-03-26)
- [ELTIF 2.0: The Complete Guide to the New European Long-Term Investment Fund Framework](https://financialregulations.eu/blog/eltif-2-regulation-guide-2026) (last reviewed 2026-04-14)
- [MAR Delayed Disclosure Reform: What Issuers Must Know Before 5 June 2026](https://financialregulations.eu/blog/mar-delayed-disclosure-reform-2026) (last reviewed 2026-03-26)
- [EU Market Integration and Supervision Package: Capital Markets Reform Explained](https://financialregulations.eu/blog/eu-market-integration-supervision-package-2025) (last reviewed 2026-03-26)
- [Regnology Alternatives for Compliance Teams: EU Regulatory Intelligence Without Enterprise Pricing](https://financialregulations.eu/blog/regnology-alternatives-2026) (last reviewed 2026-04-23)
- [DORA Compliance for Fund Managers: The ICT Risk Framework You Can’t Ignore](https://financialregulations.eu/blog/dora-compliance-fund-managers) (last reviewed 2026-03-01)